331 search results for loan officer
About Coastal Towne Mortgage About Us
Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...
The Importance of a Mortgage Underwriter Article
Understanding Underwriters: Their Role and Importance in the Mortgage ProcessEmbarking on the journey of buying a home is an exciting prospect that involves connecting with various professionals. Among them, the underwriter plays a pivotal,...
Could You Qualify for Downpayment Assistance? Article
Could You Qualify for Downpayment Assistance?Are you having trouble saving up enough money for a downpayment? You’re not alone.In fact, saving for a down payment is the largest obstacle to homeownership, according to a recent Zillow Housing Asp...
Conventional Loan Product
Up to 97% financing of your loanStable rate and principle paymentsEasy-to-understand loan termsCompetitive interest rates15 or 30 year terms
How Much Downpayment Do I Need to Buy a Home? Article
How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...
Home Refinancing Page
Refinancing can help you achieve many of life's goals. Whether you are refinancing to lower your monthly payments, pay your loan off faster, or put your home's equity to good use, let us help you accomplish your dreams.
Home Décor Fit for a President Article
Home Décor Fit for a PresidentOne of the best benefits of homeownership is the ability to put your own personal touch on your home by decorating or renovating it however you want.While the Presidents and First Ladies of the U.S. don’t technically own...
Refinance Process Page
Step 1: Identify objectives – What would you like to achieve from refinancing your home? Lowering your current interest rate or gaining additional cash for home renovations, investments or life events could all be reasons to refinance.Step...
TowneBank Celebrates 20 Years of Local Lending Article
TowneBank Celebrates 20 Years of Local Lending TowneBank turns 20! That’s right—It’s been two decades since TowneBank first opened its doors to the public in 1999.We’re so thankful for your support throughout the past 20 years and we would not be her...
Mortgage Pre-qualification Page
Whether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we put together th...
What Are Closing Costs and Why Do You Pay Them? Article
Most first-time buyers walk into the mortgage process knowing that they’ll be making a downpayment on their home purchase. But if you’re buying or refinancing a house, you need to be prepared to pay “closing costs” as well. &n...
Self-Employed? Buy a Home with Our 12-Month P&L Loan Article
For many self-employed individuals, business owners, and dedicated entrepreneurs, navigating the path to homeownership can present unique challenges. Traditional mortgages often rely heavily on tax returns, which may not always fully capture the fina...
Realtor's Guide to Crushing Your 2023 Resolutions Article
Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year and see how it helps move your business forward!January - Get organized: T...
Avoid these Homebuying Fouls Article
Avoid these Homebuying FoulsPreparing to qualify for a home loan is like preparing for a playoff game. During the season, you work to improve your credit score, save enough for a down payment, gather and organize all the necessary documents and searc...
Jumbo Loan Product
Loan amounts exceeding the conventional limitsPrivate mortgage insurance not always requiredAs little as 10% downFinancing available for primary and secondary residences
Find Your Perfect Loan Match Article
Find Your Perfect Loan MatchThis Valentine’s Day, swipe right on homeownership. If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can sti...
FHA Loan Product
As little as 3.5% down paymentLess than perfect credit can applyGuaranteed by the Federal Housing AuthoritySeller can pay borrower closing costsFixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.
Realtor's Guide to Crushing your 2019 Resolution Article
Realtor's Guide to Crushing your 2019 Resolution Instead of piling on the ambitions from the get-go, why not try this New Year’s Resolution Monthly Challenge? Try to develop one good habit per month for the entire year, and see how it helps move your...
Careers Page
When you join our team, take pride in knowing that your work positively impacts others. We offer a space where self-starters, problem solvers and entrepreneurial spirits excel.
First-Time Home Buyer Page
We've compiled these helpful tools and resources to get you started on the mortgage process.