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5 Things Buyers Regret in Today’s Housing Market Article
a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } Buying a home today is exciting, but it’s also fast-paced and high stakes. Many buyers later...
Excellence in Operations Article
Excellence in OperationsWho is Towne? “When we strive to become better than we are, everything around us becomes better too.” —Paulo Coelho, The AlchemistWe are committed to providing mortgage solutions with the hometown lending to...
Appraisal vs. Inspection: What’s the difference? Article
Appraisal vs. Inspection: What’s the difference?It’s not uncommon to be confused between the appraisal and inspection when purchasing a home. While an appraisal and an inspection both require a professional to assess the property, they ar...
Save Money and Go Green with These Energy Saving Products Article
Save Money and Go Green with These Energy Saving ProductsOne of the main reasons for buying a new home is the fact that homes today are built with updated technology to make them more energy-efficient, saving homeowners thousands of dollars over the ...
2023 Realtor Marketing Resolution Guide Article
Ready to step up your marketing and business planning this year? Huge changes in behavior aren’t always realistic. Instead, let’s focus on one marketing activity at a time, resulting in a plan to help build your Marketing Muscle throughou...
Self-Employed? Buy a Home with Our 12-Month P&L Loan Article
For many self-employed individuals, business owners, and dedicated entrepreneurs, navigating the path to homeownership can present unique challenges. Traditional mortgages often rely heavily on tax returns, which may not always fully capture the fina...
About Us About Us
Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...
Ready to Buy? Here’s Why Year-End Builder Promotions Could Help You Save Article
If you’ve been thinking about buying a new home, the end of the year might be the perfect time to make your move. Many home builders offer special year-end promotions designed to close out inventory before the new year begins. These incentives ...
Explore Your Options: FHLB Housing Grants Could Help Make Homeownership a Reality Article
For many aspiring buyers, the biggest hurdle to homeownership isn’t finding the right home—it’s securing the upfront funds needed to make it possible. The Federal Home Loan Bank of Atlanta (FHLB) offers several grant programs design...
Why Wait for the Perfect Home? Renovation Loans Can Help You Create It Article
Still searching for “the one”? You’re not alone. Many homebuyers find themselves frustrated when the homes within their budget don’t quite match their vision. Whether it’s an outdated kitchen, worn-out flooring, or a lac...
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6-Month Budgeting Plan Before Purchasing a New Home Article
Buying a home is smoother when you follow a clear, time-bound plan. This 6-month budgeting plan before purchasing a new home helps you take stock of your finances, build targeted savings, strengthen credit, and align your new home budget with the rig...
Could you Benefit from a Refinance? Article
Could you Benefit from a Refinance? Are you ready to refinance your mortgage? Depending on your current situation, refinancing could be used as a valuable tool to help you achieve your short or long-term financial goals.What does it mean to refinance...
What Makes the VA Loan Such a Valuable Benefit? Article
The VA Loan is known to be one of the best benefits for current and retired military members and their families. Let’s dive a little deeper into what makes the VA Loan so special. A VA or Veterans Affairs Loan is a home loan designed to help fi...
Tips to Pay Off your Mortgage Early Article
Tips to Pay Off your Mortgage EarlyHomeowners pay off their mortgage early for a few different reasons: Some want to increase their cash flow or pay less in interest, while others want to enjoy the mentality of being mortgage-free. If your mort...
Get Your Garden on this Spring Article
Get Your Garden on this Spring It’s National Garden Month, and a garden is a great way to boost your mood and your health. As Americans, we spend an average of 90% of their time indoors, with much of that time spent in front of our computers and phon...
2020 Realtor Marketing Resolution Guide Article
2020 Realtor Marketing Resolution Guide Ready to step up your marketing and business planning this year? Huge changes in behavior aren’t realistic. Instead, let’s focus on one marketing activity at a time, resulting in a plan to help build your Marke...
Moving Made Easy: Complete Your Checklist for a Smooth Move Article
Moving to a new home can feel overwhelming. Packing up your life, sorting through forgotten items, and coordinating countless details is no small task. For many, the process stretches over days—sometimes weeks—without a clear plan. That&r...