294 search results for loan officer
FHA Loan Product
As little as 3.5% down paymentLess than perfect credit can applyGuaranteed by the Federal Housing AuthoritySeller can pay borrower closing costsFixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.
Can’t Find a House that Fits Your Needs? Finance a Fixer Upper Article
In today's market, trying to find a home that fits your wants and needs may feel like trying to find a needle in a haystack. Whether the kitchen is outdated, the electricity needs updating, the bathrooms are too small, or the floor plan isn'...
Here's How to Qualify for a Mortgage Article
Here's How to Qualify for a MortgageWhether you're looking to buy in two months or two years, it's never too early to start preparing for the mortgage process. But it's hard to prepare when you don't know what qualifications are needed. That's why we...
VHDA Introduces New Homeownership Program Article
VHDA Introduces New Homeownership ProgramIn an effort to offer down payment assistance to more homebuyers, the VHDA has created a new second mortgage program, known as the VDHA Plus Second Mortgage. The program, which went into effect August 15, repl...
How Accurate are Mortgage Calculators? Article
Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...
How to Qualify for a Loan Using a Roommate Article
Are you considering buying a new home but worried about qualifying for a loan? Well, here's some good news: in some cases, you can use your roommate's income to boost your chances of loan approval. In this blog post, we'll explore the ben...
About Us About Us
Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...
Financial Fitness Tips for First-Time Buyers Article
Financial Fitness Tips for First-Time BuyersSummer is right around the corner and if you’re on a journey to get fit before bathing suit season, you probably have a fitness routine to help you stay on track. The same should be true for your fina...
Medical Debts to be Removed from Consumer Credit Reports Article
Three of the nation's largest credit bureaus - Experian, Equifax, and Transunion - announced they will be removing nearly 70% of medical debt from consumer credit reports.What does this mean? As of July 1, 2022, paid medical collections were rem...
What Determines your Mortgage Interest Rate? Article
What Determines your Mortgage Interest Rate?You might have noticed that interest rates have been advertised as “historically low” lately, and that you should secure your rate before they go up. But what exactly causes interest rates t...
What Determines your Interest Rate? Article
What Determines your Interest Rate?What determines your interest rate?While interest rates are still considered “historically low,” you might have noticed that they have been rising slowing over the past year.So, what exactly causes interest rates to...
Tips to Buying a Home While Going Through a Divorce Article
Whether you’ve been through a separation or divorce or know someone that has, it is very tough emotionally, and the last thing anyone needs to worry about is more problems with living arrangements and financing. Yet this is a common cause for c...
CASH HOME PURCHASE? Get money back through Delayed Financing! Article
Did you recently purchase a home with CASH? Here’s how you can put some money back into your pocket! Delayed financing allows you to quickly access equity in your home and receive a large portion of your cash back. Here’s how it work...
Reasons to Become a Homeowner in 2024 Article
It’s the start of a new year, a time where most of us make our resolutions. If you’ve been thinking of purchasing your first home, why not make 2024 your year? In this article, we'll explore the various benefits of homeownership, the ...
What’s going on in the mortgage industry? Are rates at Zero? Article
What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...
5 Signs You’re Ready to Become a Homeowner Article
So, you're ready to stop making your landlord rich and start building equity through homeownership. But are you prepared for the responsibility that comes with owning a home? Despite what you've heard, buying isn't just a financial decisi...
Spring homebuying tips Article
Spring homebuying tips Spring is the busiest time of year for buying and selling real estate. Between the warmer weather, the longer days and the pending summer vacation, buyers and sellers often wait until spring to shop or sell. There’s more i...
Fixed-Rate Mortgage Page
A fixed-rate mortgage is a type of home loan for which the interest rate is set when you take out the loan and it will not change during the term of the loan.How are interest rates determined?Interest is the cost of borrowing funds from a lending ins...
Tips to Virtually Showcase your Listing Article
Tips to Virtually Showcase your Listing Social distancing mandates have made it challenging to showcase your listing. But life doesn’t stop. People still need to buy and sell their homes, and you still have a business to run. So, if you weren’t ...
4 Reasons To Work With A Local Homebuying Team Article
4 Reasons To Work With A Local Homebuying TeamWhen you’re starting the homebuying process, it can be difficult to know where to start. As a modern-day consumer, you’re probably starting your home search online and researched various options and ...