73 search results for refinance

What’s going on in the mortgage industry? Are rates at Zero? Article

What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...

Benefits of a Co-Signer on Your Mortgage Article

If you’re looking to purchase a home or refinance on your current home, you might have concerns about qualifying due to employment, income, debt, credit, or other factors. Depending on your situation, having a co-signer on your mortgage could h...

How Accurate are Mortgage Calculators? Article

Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...

The ABCs of Private Mortgage Insurance Article

Producing a strong down payment is a common challenge for many first-time buyers. However, many are unaware that they can put less than 20% down on a home purchase, even with a Conventional Loan. This is a great option for first-time buyers who are l...

Perks of an FHA Loan Article

What is an FHA loan? The FHA Loan is a type of government-backed loan with looser qualifications that was intended to help first-time buyers qualify for a mortgage. The FHA, a division of the Department of Housing and Urban Development, is responsibl...

Reasons to Use a Local Lender Article

Reasons to Use a Local LenderWhen you’re searching for a mortgage, it can be difficult to know where to start. Your biggest investment should be an exceptional experience. So why not choose exceptional service? Right now, it’s more impor...

Conventional vs. FHA: Which mortgage is right for you? Article

Conventional vs. FHA: Which mortgage is right for you?If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can still seem like your lender is speaking to you ...

4 Reasons To Work With A Local Homebuying Team Article

4 Reasons To Work With A Local Homebuying TeamWhen you’re starting the homebuying process, it can be difficult to know where to start. As a modern-day consumer, you’re probably starting your home search online and researched various options and ...

Mortgage Market Update Article

Wondering what's in store for the real estate and mortgage market in the second half of 2021?Where are mortgage interest rates headed? While mortgage interest rates have dropped for the fast four weeks in a row, according to data from Freddi...

The Rise of Adjustable-Rate Mortgages Article

Have you ever been at the water cooler and heard someone talk about adjustable-rate mortgages (ARMs)? The ARM is becoming more popular in the current market due to rising rates on traditional fixed-rate mortgages. But what is an adjustable-rate mortg...

Your Ultimate Guide to Mortgage Terms Article

Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...

Employee Spotlight: Debi Honeycutt Article

For our next Employee Spotlight, we had the pleasure of sitting down with Debi Honeycutt. Debi has an infectiously positive, larger than life persona. Her positive mentality helps to instill confidence in her coworkers, and borrowers, and inspires th...

Reasons to Become a Homeowner in 2024 Article

It’s the start of a new year, a time where most of us make our resolutions. If you’ve been thinking of purchasing your first home, why not make 2024 your year? In this article, we'll explore the various benefits of homeownership, the ...