76 search results for refinance
DSCR Loans for Investment Properties Article
A Game-Changing Financing Solution for Smart Property Investors! Are you ready to take your real estate investments to new heights? We are now offering Debt Service Coverage Ratio (DSCR) loans for investment properties!What is a DSCR loan? DS...
What’s going on in the mortgage industry? Are rates at Zero? Article
What’s going on in the mortgage industry? Are rates at Zero?As many of you are aware, recently the Federal Reserve cut interest rates to near zero in an emergency effort to support the economy during the COVID-19 pandemic. You might be wondering how ...
Benefits of a Co-Signer on Your Mortgage Article
If you’re looking to purchase a home or refinance on your current home, you might have concerns about qualifying due to employment, income, debt, credit, or other factors. Depending on your situation, having a co-signer on your mortgage could h...
How Accurate are Mortgage Calculators? Article
Buying a home is a significant financial decision, and accurately estimating mortgage payments is crucial to ensuring affordability and financial stability. Mortgage calculators have become an essential tool in this process, offering a quick and conv...
The ABCs of Private Mortgage Insurance Article
Producing a strong down payment is a common challenge for many first-time buyers. However, many are unaware that they can put less than 20% down on a home purchase, even with a Conventional Loan. This is a great option for first-time buyers who are l...
Perks of an FHA Loan Article
What is an FHA loan? The FHA Loan is a type of government-backed loan with looser qualifications that was intended to help first-time buyers qualify for a mortgage. The FHA, a division of the Department of Housing and Urban Development, is responsibl...
Why Did My Mortgage Payment Go Up? Article
Understanding Changes in Your Monthly Mortgage Payment It can be surprising and frustrating when your monthly mortgage payment suddenly increases. There are a few common reasons for this, and understanding them can help you plan your finances accord...
Reasons to Use a Local Lender Article
Reasons to Use a Local LenderWhen you’re searching for a mortgage, it can be difficult to know where to start. Your biggest investment should be an exceptional experience. So why not choose exceptional service? Right now, it’s more impor...
Conventional vs. FHA: Which mortgage is right for you? Article
Conventional vs. FHA: Which mortgage is right for you?If you’re a first-time homebuyer, all the mortgage lingo and terminology can be difficult to decipher. Even if you’re not a first-time buyer, it can still seem like your lender is speaking to you ...
4 Reasons To Work With A Local Homebuying Team Article
4 Reasons To Work With A Local Homebuying TeamWhen you’re starting the homebuying process, it can be difficult to know where to start. As a modern-day consumer, you’re probably starting your home search online and researched various options and ...
Mortgage Market Update Article
Wondering what's in store for the real estate and mortgage market in the second half of 2021?Where are mortgage interest rates headed? While mortgage interest rates have dropped for the fast four weeks in a row, according to data from Freddi...
The Rise of Adjustable-Rate Mortgages Article
Have you ever been at the water cooler and heard someone talk about adjustable-rate mortgages (ARMs)? The ARM is becoming more popular in the current market due to rising rates on traditional fixed-rate mortgages. But what is an adjustable-rate mortg...
Planning for the Future: A Guide on Utilizing Home Equity Article
Planning for the future involves careful consideration of financial resources and making informed decisions to ensure long-term stability and growth. One significant asset that many homeowners possess is home equity, which can be a powerful tool when...
Your Ultimate Guide to Mortgage Terms Article
Your Ultimate Guide to Mortgage TermsAre you thinking about buying a home? We understand that when it comes to the mortgage process education is key. We work hard to provide each of our clients the knowledge and education they need to help guide them...
Employee Spotlight: Debi Honeycutt Article
For our next Employee Spotlight, we had the pleasure of sitting down with Debi Honeycutt. Debi has an infectiously positive, larger than life persona. Her positive mentality helps to instill confidence in her coworkers, and borrowers, and inspires th...
Be Appraisal Ready: Tips for a Smooth Process Article
Whether you're refinancing your existing home or in the process of buying a new one, understanding the home appraisal process is crucial. In this article, we will walk you through the essential steps to get your property ready, offer tips for a s...