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Home Sweet Home Loans Article

Home Sweet Home Loans“Choose a job you love, and you will never have to work a day in your life” -ConfuciousLove is in the air this Valentine’s Day, and we’re celebrating our one true love—the mortgage industry. It may s...

How Much Downpayment Do I Need to Buy a Home? Article

How Much Downpayment Do I Need to Buy a Home?Coming up with enough cash for a downpayment is one of the most common struggles among first-time buyers. But did you know that in most cases, you don’t need to put 20% down on a home, especially you...

Tasting Wine & Loan Design Article

Tasting Wine & Loan DesignA good wine has a smooth finish just like closing your loan with a local lender. Other similarities? Taste in wine is unique to each individual, just like your loan. No two customers are the same, just like no two vintag...

Perks of an FHA Loan Article

What is an FHA loan? The FHA Loan is a type of government-backed loan with looser qualifications that was intended to help first-time buyers qualify for a mortgage. The FHA, a division of the Department of Housing and Urban Development, is responsibl...

About Coastal Towne Mortgage About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

New Change to Mortgage Fee Structure Article

The Loan Level Price Adjustment (LLPA) fee structure has been updated recently and is now in effect for all loans purchases on or after May 1, 2023. You may have heard about it in the news. What is a Loan Level Price Adjustment?  According...

The ABCs of Private Mortgage Insurance Article

Producing a strong down payment is a common challenge for many first-time buyers. However, many are unaware that they can put less than 20% down on a home purchase, even with a Conventional Loan. This is a great option for first-time buyers who are l...

Mortgage update on forbearances and eligibility restrictions Article

Mortgage update on forbearances and eligibility restrictions In response to several weeks’ worth of advocacy efforts with the GSEs and the FHFA to address concerns about financing options for borrowers in forbearance, FHFA announced that some eligibi...

Learn about our Credit Enhancement Program Article

Learn about our Credit Enhancement ProgramFor many with credit issues, the dream of homeownership may seem unobtainable. But with dedication and counseling from our Credit Enhancement Specialists, becoming a homeowner could be a reality. Our cre...

Strawberry Valentine Chex Mix Article

Strawberry Valentine Chex MixNothing says "I love you" like a salty and sweet treat! Check out this fun and easy recipe that can be made in bulk, making it easy for you to share the love!INGREDIENTS4 cups Rice Chex cereal8 oz. Bag strawberry candy me...

Easy and Healthy Sweet Chili Shrimp & Veggies Article

Easy and Healthy Sweet Chili Shrimp & VeggiesThis healthy recipe is not only delicious, but it's also super easy to make, giving you more time to focus on crushing your New Year's resolutions. Ingredients 1 pound uncooked shrimp (1...

Perfectly Poppable Jalapeno Poppers Article

Perfectly Poppable Jalapeno Poppers These perfect, poppable appetizers are sure to score you big points this year! INGREDIENTS * 12 jalapeno peppers approximately 3-4 inches long * 1 8 ounce block cream cheese softened * 1 cup cheddar cheese * 1...

Sweet Potato and Feta Salad Article

Sweet Potato and Feta Salad If this salad doesn't scream Thanksgiving, we don't know what does! With sweet potatoes, cranberries and a handful of nuts, this sweet potato salad is sure to please everyone at the dinner table. Salad Ingredients&nb...

Spicy Grilled Watermelon with Crème Fraîche Article

Spicy Grilled Watermelon with Crème FraîcheChill out while you grill out with this refreshingly delicious grilled watermelon recipe. INGREDIENTS• 1 small seedless watermelon  • Ground chili powder   • 1 fresh lime• ...

Easy DIY Birdhouse Article

Easy DIY BirdhouseMaking a birdhouse doesn't have to be difficult. You can make this birdhouse using a single pine board and just a few tools. You'll need: One 5-foot 1- x 6-inch No. 2 pine board1-5/8-inch galvanized deck screws2-in...

This Easter Garden Cake is too cute to not make Article

This Easter Garden Cake is too cute to not makeThis oreo "dirt" inspired dessert is as cute as it is delicious! Ingredients:1 package Oreos1 8 oz. bar cream cheese softened1/2 cup margarine or butter softened1 cup powdered sugar1 large cont...

Chocolate Parfaits Perfect for Valentine's Day Article

Chocolate Parfaits Perfect for Valentine's DayFun to make, fun to look at, and even more fun to eat, this parfait is light and airy, yet has a rich chocolate flavor. Try layering it with fresh berries, mint, or your favorite topping to put ...

Easy Slow Cooker Pumpkin, Chickpea and Red Lentil Curry Article

Easy Slow Cooker Pumpkin, Chickpea and Red Lentil CurryCreamy, hearty, and full of flavor, this vegan Indian-inspired Crock Pot recipe is so easy to assemble. With a prep time of ten minutes, its a perfect weeknight dinner!INGREDIENTS:2 (15-ounce) ca...