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OUR COMMITMENT TO YOUTowneBank Mortgage, a division of TowneBank, values you as a member and recognizes the importance of protecting your financial information. We are committed to protecting the privacy, confidentiality and security of your financia...

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FHA Loan Product

As little as 3.5% down paymentLess than perfect credit can applyGuaranteed by the Federal Housing AuthoritySeller can pay borrower closing costsFixed rate and ARM (Adjustable Rate Mortgage) options. Payment may increase after consummation.

Get the Gift of Downpayment this Holiday Season Article

Get the Gift of Downpayment this Holiday SeasonIs a new home on your wish list this holiday season? If you’re planning on purchasing a house soon, you might be worried about coming up with enough money for your downpayment. You might be surpris...

Seller Concessions: What can a seller contribute to their home sale? Article

What is a seller concession? Buyers can request that the seller contribute to some of their out-of-pocket costs when submitting an offer on a home. If agreed upon, this is referred to as a seller concession. Why would a seller make concessions?...

About Us About Us

Inspired by our hometown roots, we’re committed to providing our borrowers with a personalized mortgage experience. From pre-qualification to the closing table, our loan officers are dedicated to ensuring that you’re comfortable and confi...

USDA Loan Product

Up to 100% financing availableFor moderate-income familiesFlexible credit guidelinesSeller can pay borrower closing costs

DID YOU KNOW - A 20% Down Payment is Not Required to Buy a Home Article

Coming up with enough cash for a down payment is one of the most common struggles among first-time buyers. However, in most cases, you don’t need to put 20% down on a home – especially your first home! So how much do you need to put down?...

Innovation Through Marketing Article

Innovation Through MarketingYou can expect the support of our top-tier, in-house Marketing team to help you boost your business, strengthen and develop relationships and nurture past, pending and future clients. Our team takes your vision and goals a...

Do’s and Don’ts of the Mortgage Process Article

Do’s and Don’ts of the Mortgage ProcessIs purchasing a home on your to-do list? If you’re like the majority of homebuyers in America, you’ll be taking out a mortgage to purchase your next home.Here’s a list of do’s and don’ts to follow throughout the...

What’s Hot and What’s Not When it Comes to Your Home Financing? Article

What’s Hot and What’s Not When it Comes to Your Home Financing? What’s hot? Getting pre-approved for a mortgage from your local lender.What’s not? Waiting until you’ve put an offer in on a home to get pre-approved. A pre-approval will help you d...

Bright and Delicious Lemon Buttercream Cupcakes Article

Bright and Delicious Lemon Buttercream CupcakesWelcome sunny days and spring weather with these bright and tasty lemon buttercream cupcakes, a perfect Easter recipe. LEMON CUPCAKES •    3 cups self-rising flour•&nbs...

Festive and Delicious Candy Cane Cheesecake Article

Festive and Delicious Candy Cane Cheesecake What better way to celebrate the holidays than with some homemade candy cane cheesecake? Ingredients1-1/2 cups chocolate wafer crumbs1/3 cup butter, melted2 tablespoons sugarFILLING:3 packages (8 ounce...

Fall Foliage Guide Article

Fall Foliage Guide It’s officially Fall- although it might feel like it quite yet. There is little that can compare to the beauty of the leaves changing colors each Fall. Curious to know when the leaves will change color near you? Here’s a state-by-s...

Fall home maintenance tips Article

Fall home maintenance tipsIt’s that time of year again! Fall is the perfect time to knock out some house and yard projects, while the weather cools down and the days aren’t quite as short as they will be in the wintertime.Outside: Clear y...

Back to School Article

Back to School Here are a few tips to help your child succeed this school year! Go back-to-school shopping together: Taking your child back-to-school shopping for some fun supplies or a first day-of-school outfit will get them excited for the sch...

4 Ways to Support Your Community While Social Distancing Article

4 Ways to Support Your Community While Social Distancing While millions of Americans are all following social distancing mandates and staying home, it can be easy to feel isolated and not part of a community. Just as many of us have adapted to workin...

This Mother's Day, give mom the virtual celebration she deserves Article

This Mother's Day, give mom the virtual celebration she deservesSocial distancing practices may have eliminated in-person celebrations, but it does not mean we can’t celebrate holidays with friends and family. With Mother’s day coming...

Celebrate St. Patty's Day with this Traditional Irish Potato Soup Article

Celebrate St. Patty's Day with this Traditional Irish Potato Soup This St. Patrick's Day, celebrate with this hearty Slow Cooker Irish Potato Soup! Ingredients10 strips bacon, divided1 onion, diced2 stalks celery, diced6 garlic cloves, minced5 l...

Better-Than-Takeout Beef & Broccoli Article

Better-Than-Takeout Beef & BroccoliWhy get takeout when you can make it yourself? This better-than-takeout beef and broccoli recipe is a healthy, low-cost option, plus its delicious and super easy to make.  INGREDIENTS1 lb. sirloin stea...